Built for everyday workers, traders, and small businesses

Findwork.Getpaidfast.

Guild gives workers, traders, and small business owners a simple way to prove their work, get paid on time, and grow — over phone, text, and the web.

Trusted by partners across Nigeria

We work with banks, mobile networks, and tech companies you already know — so your money and your data are in good hands.

SquadTermiiAfricasTalkingElevenLabsDigitalOceanCarbon
Why Guild

Most people who work hard have nothing to show for it.

Cash payments leave no record. So it’s harder to get a loan, harder to be trusted, harder to grow. Guild creates the record every time you work, every time you sell, every time you get paid.

What we do

Every payment becomes a piece of proof.

When you get paid through Guild, the payment is logged. Over time, those small records build into something a bank, an employer, or a lender can actually trust.

Why it matters

Proof opens doors that cash never could.

A real record means better jobs, faster pay, and small loans you can actually qualify for. Your work, finally counted.

Who it’s for

Made for three kinds of people.

Different needs, same simple idea: real work should be counted. Here’s what Guild looks like for each of them.

worker

Musa, 28

Bricklayer · Ile-Ife

Works 2 to 5 days a week. Has no CV. Gets paid in cash, so nobody knows what he earns.

What Guild gives them

An account he opens by text. Job offers in his language. Pay sent to his phone the same day he works.

trader

Mama Bisi, 38

Foodstuff trader · Oje market

Sells ₦5K to ₦100K a day. Keeps cash at home. Tracks customer credit in a notebook.

What Guild gives them

A small card machine. Sales counted automatically. A small loan for stock once she has a track record.

employer

Engineer Adekunle, 41

Contractor · Ibadan

Needs five workers for three days. Pays middlemen too much. Has no proof anyone showed up.

What Guild gives them

Hire workers directly. Hold the pay safely. See who showed up. No middlemen taking a cut.

Built for everyone

The whole platform, in plain words.

No tech jargon. No app to download just to start. Here’s what you actually get when you join Guild.

Works without internet

Use it over text or phone calls. No app to download. No data to spend.

Speaks your language

English, Pidgin, Yoruba, Hausa, and Igbo. Pick one and we keep it that way.

Pay shows up the same day

When the work is confirmed, money lands in your account. No waiting weeks.

Keeps your money safe

Employers put pay in a safe holding account before the job starts.

Card machine for traders

Take card payments at the market. Each sale builds your sales history.

Made for any phone

Works on a basic phone, a smart phone, or any computer with a browser.

How it works

One simple flow, from start to paid.

Here’s the same story playing out for a worker, an employer, and a trader. Every step is small. Every step counts.

Get started
  1. Step 01

    Musa joins

    Sends a text saying JOIN to 4040. Has an account in seconds. No app needed.

  2. Step 02

    Adekunle posts a job

    Lists the job on the website and adds the pay (₦180,000) into a safe holding account.

  3. Step 03

    Guild matches

    Picks 8 good workers nearby — by skill, language, and how reliable they are.

  4. Step 04

    They agree on pay

    Musa gets a voice call in pidgin. Asks for ₦14k, settles at ₦13k. Job confirmed.

  5. Step 05

    Day of work

    The supervisor confirms attendance with a quick phone code. Pay is sent the same day.

  6. Step 06

    Score goes up

    Musa’s reliability score moves from 470 to 540. His record grows with every job.

  7. Step 07

    Saving made simple

    “Save ₦500 every Friday?” He presses 1. Done. Money moves on its own.

  8. Step 08

    Bigger things unlock

    After 10 jobs, an offer for ₦100K worth of tools — paid back in small bits.

  9. Step 09

    Mama Bisi grows

    Her sales build a record too. After a few months, she gets a ₦150K stock loan.

A peek inside

One platform, three views.

Pick the view that matches you. Each one is built around what you actually do every day.

For workers

A simple page with everything you need

See the jobs near you. Track your pay. Watch your score grow with every job you finish.

  • Jobs near you, sorted by best fit
  • Pay sent the same day, straight to your account
  • A score that proves you’re reliable
Your score

Build credit for the work you already do.

Every job and every sale becomes a small dot on your record. Over time, the dots connect — and that becomes your score.

540Emerging

+10 to Trusted

Building
Emerging
Trusted
Established
Why it works

Real numbers, real lives.

Behind every record is a person, a paycheck, and a chance to grow. Here are the numbers that matter to us.

₦70B+

in real income made visible

<8%

default rate we aim for

33M

people earning without records

5

languages: English, Pidgin, Yoruba, Hausa, Igbo

Common questions

You might be wondering…

Short, plain answers to the things people ask us most.

Pick your door. Let’s get going.

Tell us a bit about you and we’ll show you where to start.